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Steer Financial Limited

12221424

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

10 Grange Road, West Kirby, Wirral, CH48 4HA
Incorporated 23/09/2019

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

29/06/2027

On track

Confirmation statement

Last: 22/09/2025

Due 06/10/2026

On track

Industry

82990
Other business support service activities

Officers

Jamie Peter Phythian

director · Since 23/09/2019

British · England · Age 38

Former

Stuart Ian William Mcdonald

director · Resigned 04/02/2021

Persons with Significant Control

Mr Jamie Peter Phythian

50–75% shares
50–75% votes
Appoint directors

British · England · Age 38

10, Grange Road, Wirral, CH48 4HA

Notified 23/09/2019

Former PSCs

Mr Stuart Ian William Mcdonald

Ceased 04/02/2021

Change History

statusactive
2026-06-11

Active

typeltd
2026-06-11

Private Limited Company

address line110 Grange Road
2026-06-11

10 GRANGE ROAD

post townWirral
2026-06-11

WIRRAL

CompanyRankvs 158471+ SIC 82990 peers
26

Financial strength6th percentile among SIC peers · 2/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.29× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£33k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£7k

Working capital

Current Assets

£3k

Current Liabilities

£10k

Fixed Assets

£706

Balance Sheet

Assets less current liabilities-£6k
Signed by J P Phythian 26th June 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.29+£6k
20240.33+£6k
20230.10

Derived from filed accounts. Not audited figures.