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Rule Commercial Finance Limited

12236747

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

1 Lower Northam Road, Hedge End, Southampton, SO30 4FN
Incorporated 01/10/2019

Compliance

Last accounts

31/10/2025

micro entity

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 21/10/2025

Due 04/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Kelly-Marie Rule

director · Since 01/10/2019

MORTGAGE ADVISOR

BRITISH · UNITED KINGDOM · Age 42

Also on 2 other boards

Kelly-Marie Rule

director · Since 01/10/2019

British · United Kingdom · Age 42

Persons with Significant Control

Mrs Kelly-Marie Rule

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 42

1, Lower Northam Road, Southampton, SO30 4FN

Notified 01/10/2019

Change History

statusactive
2026-06-29

Active

typeltd
2026-06-29

Private Limited Company

address line11 Lower Northam Road
2026-06-29

1 LOWER NORTHAM ROAD

post townSouthampton
2026-06-29

SOUTHAMPTON

CompanyRankvs 4286+ SIC 64999 peers
73

Financial strength82th percentile among SIC peers · 21/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 3.51× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£146k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£132k

Working capital

Current Assets

£185k

Current Liabilities

£53k

Fixed Assets

£38k

2avg. employees

Balance Sheet

Assets less current liabilities£171k
Signed by Mrs Kelly-Marie Rule 28/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.51+£61k
20242.91-£4k
20233.24

Derived from filed accounts. Not audited figures.