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Uncapped Ltd

12258266

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

INTERNATIONAL HOUSE, LONDON, EC3V 3NG
Incorporated 12/10/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development

Officers

Mr Piotr Michal Pisarz

director · Since 12/10/2019

DIRECTOR

POLISH · UNITED KINGDOM · Age 39

Mr Manuel Silva Martinez

director · Since 04/08/2020

INVESTOR

SPANISH,BRITISH · ENGLAND · Age 44

Mrs Georgia Watson

director · Since 10/01/2024

INVESTOR

AMERICAN,AUSTRALIAN · ENGLAND · Age 36

Persons with Significant Control

Mr Piotr Michal Pisarz

Appoint directors

Polish · United Kingdom · Age 39

International House, 36-38 Cornhill, London, EC3V 3NG

Notified 12/10/2019

Former PSCs

Mr Faizal Asher Ismail

Ceased 04/08/2020

Mr Faizal Asher Ismail

Ceased 16/11/2023

Charges1 outstanding

Charge
outstanding

UNCAPPED FINANCE III LTD, 5 CHURCHILL PLACE, 10TH FLOOR, LONDON, E14 5HU

Created 30/11/2022Registered 01/12/2022
Charge
satisfied

FORTRESS CREDIT CORP., AS SECURITY AGENT

Created 04/05/2022Registered 05/05/2022Satisfied 08/12/2022
Charge
satisfied

A 01 SECURITISATION S.A.R.L. ACTING THROUGH ITS COMPARTMENT "SV TEMPO 1"

Created 03/03/2022Registered 08/03/2022Satisfied 08/12/2022

CompanyRankvs 20035+ SIC 62012 peers
42

Financial strength36th percentile among SIC peers · 9/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.76× · 16/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

steps for the prevention and detection of fraud and other irregularities. Principal activity The principal activity of the Group is to provide working capital funding solutions to businesses. Going concern review The directors have carefully assessed the Group’s and the Company’s ability to continue as a going concern, taking into account current and projected performance, planned activiti

Key FinancialsYear ending 30/04/2025

Net Worth

£55

Balance sheet strength

Cash

£3.9M

Cash in the bank

Net Current Assets

£20.3M

Working capital

Current Assets

£47.2M

Current Liabilities

£26.9M

Fixed Assets

£77k

Debtors

£43.3M

Profit After Tax

-£1.8M

27avg. employees-8

Tax at Year End(2022)

VAT£202k

Director Loans(2022)

Company owes directors£185k
Directors owe company£970

Balance Sheet

Assets less current liabilities£20.4M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20251.76
20232.41+£5.6M
20221.63£4.0M

Derived from filed accounts. Not audited figures.