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Just Pay Limited

12364222

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

12 NORTHFIELDS PROSPECT, LONDON, SW18 1PE
Incorporated 16/12/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development
82990
Other business support service activities

Officers

Mr Matthew James Hegarty

director · Since 16/12/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 5 other boards

Mr Toby Coultas Smith

director · Since 11/09/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Mr Matthew James Hegarty

25–50% votes

British · United Kingdom · Age 57

12 Northfields Prospect, Putney Bridge Road, London, SW18 1PE

Notified 16/12/2019

Former PSCs

Patrizia Maria Hegarty

Ceased 27/04/2022

Charges1 outstanding

Charge
outstanding

SANTANDER UK PLC

Created 20/11/2025Registered 21/11/2025
Charge
satisfied

BANK OF SCOTLAND PLC

Created 02/12/2020Registered 04/12/2020Satisfied 20/06/2023

CompanyRankvs 16897+ SIC 62012 peers
52

Financial strength52th percentile among SIC peers · 13/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.02× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2022

Net Worth

£1k

Balance sheet strength

Cash

£6.2M

Cash in the bank

Net Current Assets

£228k

Working capital

Current Assets

£12.7M

Current Liabilities

£12.5M

Fixed Assets

£23k

Debtors

£6.6M

16avg. employees+12

Tax at Year End

Corp tax£66k

Balance Sheet

Intangible assets£0
Assets less current liabilities£251k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20221.02
20211.17

Derived from filed accounts. Not audited figures.