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Wharmby Homes Ltd

12390757

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

4 PENTHORPE DRIVE, OLDHAM, OL2 6JL
Incorporated 07/01/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr David Topping

director · Since 07/01/2020

DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 8 other boards

Mr Steven Topping

director · Since 07/01/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 45

Also on 7 other boards

Persons with Significant Control

Mr Steven Topping

25–50% shares
25–50% votes

British · United Kingdom · Age 45

The Watts Building, 24/26 Lever Street, Manchester, M1 1DW

Notified 07/01/2020

Mr David Topping

25–50% shares
25–50% votes

British · England · Age 39

The Watts Building, 24/26 Lever Street, Manchester, M1 1DW

Notified 07/01/2020

Charges4 outstanding

Charge
outstanding

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REDWOOD BANK LIMITED (COMPANY NUMBER: 09872265)

Created 10/02/2025Registered 13/02/2025
Charge
outstanding

REDWOOD BANK LIMITED (COMPANY NUMBER: 09872265)

Created 10/02/2025Registered 13/02/2025
Charge
satisfied

HAMPSHIRE TRUST BANK PLC

Created 24/02/2022Registered 02/03/2022Satisfied 26/02/2025
Charge
satisfied

HAMPSHIRE TRUST BANK PLC

Created 24/02/2022Registered 02/03/2022Satisfied 11/02/2025

CompanyRankvs 89241+ SIC 68209 peers
45

Financial strength90th percentile among SIC peers · 23/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£521k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£218k

Working capital

Current Assets

£2k

Current Liabilities

£220k

Fixed Assets

£1.8M

Debtors

£885

1avg. employees

Balance Sheet

Assets less current liabilities£1.5M
Signed by Mr David Topping 31/10/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01+£21k
20240.01+£415k
20230.01
20223.10
20210.05

Derived from filed accounts. Not audited figures.