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I Living Ltd

12391893

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 8 outstanding charges (-10)

Details

7 THE CLOSE, NORWICH, NR1 4DJ
Incorporated 08/01/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Pavandip Kaur Khangura

director · Since 08/01/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Persons with Significant Control

Pavandip Kaur Khangura

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 43

7, The Close, Norwich, NR1 4DJ

Notified 08/01/2020

Charges8 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 06/06/2024Registered 06/06/2024
Charge
outstanding

PARAGON BANK PLC

Created 01/06/2023Registered 05/06/2023
Charge
outstanding

PARAGON BANK PLC

Created 03/04/2023Registered 03/04/2023
Charge
outstanding

PARAGON BANK PLC

Created 15/09/2022Registered 20/09/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 06/06/2022Registered 06/06/2022
Charge
outstanding

PARAGON BANK PLC

Created 14/05/2021Registered 25/05/2021
Charge
outstanding

PARAGON BANK PLC

Created 29/03/2021Registered 01/04/2021
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 15/09/2020Registered 17/09/2020
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 29/05/2020Registered 02/06/2020Satisfied 06/06/2022

CompanyRankvs 94299+ SIC 68209 peers
48

Financial strength87th percentile among SIC peers · 22/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.72× · 6/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£375k

Balance sheet strength

Cash

£60k

Cash in the bank

Net Current Assets

-£24k

Working capital

Current Assets

£60k

Current Liabilities

£83k

Fixed Assets

£1.8M

1avg. employees

Tax at Year End

Corp tax£14k

Balance Sheet

Bank loans & overdrafts£1.3M
Assets less current liabilities£1.7M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.72+£24k
20240.20+£130k
20230.29+£158k
20220.11+£85k
20210.02

Derived from filed accounts. Not audited figures.