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Oper Credits Ltd

12395710

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

WESTWOOD HOUSE, SOUTH CAVE, HU15 2HG
Incorporated 09/01/2020

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/03/2026

Due 20/03/2027

On track

Industry

62012
Business and domestic software development

Officers

Myukoffice Ltd

secretary · Since 09/01/2020

BRITISH

Also on 204 other boards

Mr Geert Van Kerckhoven

director · Since 12/06/2020

CEO

BELGIAN · BELGIUM · Age 39

Mr Timothy Wanders

director · Since 16/05/2022

INVESTMENT DIRECTOR

DUTCH · NETHERLANDS · Age 38

Eric Daniel Kaplan

director · Since 14/11/2025

COMPANY DIRECTOR

AMERICAN · UNITED STATES · Age 32

Persons with Significant Control

Former PSCs

0smosis Nv

Ceased 30/10/2020

Mr Nick Annie Francois Van Berckelaer

Ceased 16/05/2022

Mr Geert Conny Van Kerckhoven

Ceased 16/05/2022

Mr Wouter Lachat

Ceased 16/05/2022

CompanyRankvs 16795+ SIC 62012 peers
62

Financial strength100th percentile among SIC peers · 25/25
Employees17th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.03× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£12.7M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£88k

Working capital

Current Assets

£3.0M

Current Liabilities

£2.9M

Debtors

£1.7M

0avg. employees

Tax at Year End

Corp tax£69k

Balance Sheet

Assets less current liabilities£12.7M
Prepared with Sage Accounts Production Advanced 2025 - FRS102_2025

EstimatesDerived

YearCurrent Ratio
20251.03

Derived from filed accounts. Not audited figures.