Credit Reporting Agency (Bidco) Limited
12417398
Healthy
- Current liabilities exceed current assets (-10)
- Going concern doubt noted in accounts (-10)
Details
Compliance
Last accounts
31/03/2025
full
Next accounts due
31/12/2026
Confirmation statement
Last: 27/07/2025
Due 10/08/2026
Industry
Officers
director · Since 24/05/2022
FINANCE DIRECTOR
BRITISH · ENGLAND · Age 47
Also on 1 other board
director · Since 01/06/2025
DIRECTOR
BRITISH · ENGLAND · Age 34
Also on 4 other boards
Persons with Significant Control
Credit Reporting Agency (Holdco) Limited
20-21, Lemon Street, Truro, TR1 2LS
Notified 23/02/2023
Former PSCs
Mr Christopher James Stamp
Ceased 23/02/2023
Mr Ian Paul Carpenter
Ceased 23/02/2023
Mr Richard David Catlin
Ceased 23/02/2023
Charges0 outstanding
SANTANDER UK PLC
CompanyRankvs 15+ SIC 82912 peers56
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Going concern doubt: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Going Concern Doubt
that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations
Key FinancialsYear ending 31/03/2026
Net Worth
£32.0M
Balance sheet strength
Cash
£866
Cash in the bank
Profit Before Tax
£9.6M
Bottom line earnings
Net Current Assets
-£891k
Working capital
Current Assets
£8.4M
Current Liabilities
£9.3M
Debtors
£8.4M
Profit After Tax
£9.6M
Tax at Year End
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2026 | 0.90 | +£0 |
| 2025 | 0.31 | — |
Derived from filed accounts. Not audited figures.