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Guardian Property Cover Ltd

12417537

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

4 SWAN STREET, MANCHESTER, M4 5JN
Incorporated 21/01/2020

Compliance

Last accounts

31/01/2025

micro entity

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 20/01/2026

Due 03/02/2027

On track

Industry

65120
Non-life insurance

Officers

Mr Mathew Paul Smith

director · Since 21/01/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 4 other boards

Persons with Significant Control

Mr Mathew Paul Smith

25–50% shares

British · England · Age 54

4, Swan Street, Manchester, M4 5JN

Notified 21/01/2020

Former PSCs

Mr Michael Raymond Smith

Ceased 17/06/2025

CompanyRankvs 1180+ SIC 65120 peers
57

Financial strength28th percentile among SIC peers · 7/25
Employees61th percentile among SIC peers · 9/15
LiquidityCurrent ratio 30.46× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£173

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£18k

Working capital

Current Assets

£19k

Current Liabilities

£627

3avg. employees

Balance Sheet

Assets less current liabilities£18k
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
202530.46
20246.60

Derived from filed accounts. Not audited figures.