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Abbey Finance (Ap&Jy) Limited

12457953

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

MULROY HOUSE SHUTE HILL, LICHFIELD, WS13 8DA
Incorporated 12/02/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Anthony Peter Gardiner

director · Since 12/02/2020

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 66

Also on 3 other boards

Persons with Significant Control

Mr Antony Peter Gardiner

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 66

Mulroy House, Shute Hill, Lichfield, WS13 8DA

Notified 12/02/2020

Mrs Joy Yvonne Gardiner

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 66

Mulroy House, Shute Hill, Lichfield, WS13 8DA

Notified 12/02/2020

CompanyRankvs 1107+ SIC 66190 peers
63

Financial strength77th percentile among SIC peers · 19/25
Employees87th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.23× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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1107Abbey Finance (Ap&Jy) Limited
73
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the director has assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the compan

Key FinancialsYear ending 31/07/2025

Net Worth

£70k

Balance sheet strength

Cash

£59k

Cash in the bank

Net Current Assets

£48k

Working capital

Current Assets

£87k

Current Liabilities

£39k

Fixed Assets

£31k

Debtors

£28k

4avg. employees+1

Balance Sheet

Assets less current liabilities£79k
Signed by Mr A Gardiner,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent Ratio
20252.23
20242.27
20233.69
20224.01
20211.84

Derived from filed accounts. Not audited figures.