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H H Business Finance Ltd

12486028

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

INNOVATION HOUSE, MONMOUTHSHIRE, NP26 3DG
Incorporated 26/02/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Howard Francis Ross

director · Since 26/02/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 8 other boards

Mrs Sarah Freeman

director · Since 18/07/2021

COMPANY DIRECTOR

BRITISH · WALES · Age 41

Mr Gyles Edward Thompson

director · Since 18/07/2021

COMPANY DIRECTOR

BRITISH · WALES · Age 38

Mr Gareth Williams

director · Since 18/07/2021

COMPANY DIRECTOR

BRITISH · WALES · Age 39

Also on 1 other board

Mr Mark Bryan Crook

director · Since 20/10/2021

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Persons with Significant Control

Mr Howard Francis Ross

25–50% shares

British · England · Age 62

160, Aztec West, Bristol, BS32 4TU

Notified 26/02/2020

Mr Mark Bryan Crook

25–50% shares

British · United Kingdom · Age 53

Innovation House, Wales 1 Business Park, Monmouthshire, NP26 3DG

Notified 20/10/2021

Charges2 outstanding

Charge
outstanding

SIEMENS FINANCIAL SERVICES LIMITED

Created 28/07/2025Registered 28/07/2025
Charge
satisfied

HSBC UK BANK PLC

Created 05/06/2025Registered 06/06/2025Satisfied 12/11/2025
Charge
outstanding

MITSUBISHI HC CAPITAL UK PLC

Created 24/04/2025Registered 24/04/2025

CompanyRankvs 4729+ SIC 64999 peers
65

Financial strength90th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.98× · 16/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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4729H H Business Finance Ltd
71
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£465k

Balance sheet strength

Cash

£326k

Cash in the bank

Net Current Assets

£558k

Working capital

Current Assets

£1.1M

Current Liabilities

£571k

Fixed Assets

£100k

Debtors

£802k

25avg. employees

Tax at Year End

Corp tax£190k

Balance Sheet

Intangible assets£5k
Assets less current liabilities£658k
Signed by Mr H F Ross 06/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20251.98+£0—
20251.98+£16k—
20241.86+£94k—
20231.94+£179k—
20222.19+£135k—
20211.71—£263k

Derived from filed accounts. Not audited figures.