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The Mortgage Lodge Limited

12496599

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

Jason Works, Clarence Street, Loughborough, LE11 1DX
Incorporated 04/03/2020

Previously known as

Roots Mortgages Limited · until 15/11/2023
Roots Finance Group Limited · until 18/11/2020

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 25/01/2026

Due 08/02/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Gareth Richard Love

director · Since 04/03/2020

DIRECTOR

ENGLISH · ENGLAND · Age 38

Mr Peter Richard Willcocks

director · Since 24/06/2020

DIRECTOR

ENGLISH · ENGLAND · Age 46

Also on 12 other boards

Mr Steven Christopher Bailey

director · Since 24/06/2020

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 7 other boards

Mrs Sabrina Serene Lodge

director · Since 05/10/2022

DIRECTOR

ENGLISH · ENGLAND · Age 37

Also on 8 other boards

Gareth Richard Love

director · Since 04/03/2020

English · England · Age 38

Steven Christopher Bailey

director · Since 24/06/2020

British · England · Age 42

Peter Richard Willcocks

director · Since 24/06/2020

English · England · Age 46

Sabrina Serene Lodge

director · Since 05/10/2022

English · England · Age 37

Former

Sean Walter Newman

director · Resigned 29/01/2025

Persons with Significant Control

Vestura Group Limited

75–100% shares
75–100% votes
Appoint directors

Jason Works, Clarence Street, Loughborough, LE11 1DX

Reg: 12781027 · Registrar Of Companies For England And Wales · Limited Company

Notified 19/11/2020

Former PSCs

Mr Gareth Richard Love

Ceased 19/11/2020

Marra Investments Limited

Ceased 12/11/2020

Change History

statusactive
2026-09-09

Active

typeltd
2026-09-09

Private Limited Company

address line1Jason Works
2026-09-09

JASON WORKS

post townLoughborough
2026-09-09

LOUGHBOROUGH

officer appointedBAILEY, Steven Christopher
2026-09-09
officer appointedLODGE, Sabrina Serene
2026-09-09
officer appointedLOVE, Gareth Richard
2026-09-09
officer appointedWILLCOCKS, Peter Richard
2026-09-09

CompanyRankvs 3926+ SIC 64999 peers
74

Financial strength74th percentile among SIC peers · 19/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 3.35× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£66k

Balance sheet strength

Cash

£33k

Cash in the bank

Net Current Assets

£65k

Working capital

Current Assets

£92k

Current Liabilities

£28k

Fixed Assets

£941

Debtors

£60k

4avg. employees-1

Tax at Year End

Corp tax£505

Director Loans

Company owes directors£5k

Balance Sheet

Assets less current liabilities£66k
Signed by Mrs S S Lodge 11 September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.35+£307k
20230.58

Derived from filed accounts. Not audited figures.

Filing History45 filings

Confirmation statement

confirmation statement with updates

25/01/20264 pages · PDF
Director details changed

change person director company with change date

09/12/20252 pages · PDF
Accounts filed

accounts with accounts type total exemption full

11/09/20257 pages · PDF
Confirmation statement

confirmation statement with updates

30/01/20255 pages · PDF
Director resigned

termination director company with name termination date

30/01/20251 page · PDF
Shares cancelled

capital cancellation shares

21/01/20254 pages · PDF
Share buyback

capital return purchase own shares

21/01/20254 pages · PDF
Shares allotted

capital allotment shares

15/01/20253 pages · PDF
Shares allotted

capital allotment shares

15/01/20253 pages · PDF
Confirmation statement

confirmation statement with updates

24/10/20244 pages · PDF
AAMD

accounts amended with accounts type total exemption full

19/08/20247 pages · PDF
AAMD

accounts amended with accounts type total exemption full

28/05/20247 pages · PDF
Accounts filed

accounts with accounts type total exemption full

21/05/20247 pages · PDF
CERTNM

certificate change of name company

15/11/20233 pages · PDF
Confirmation statement

confirmation statement with updates

19/10/20234 pages · PDF
PSC05

change to a person with significant control

19/10/20232 pages · PDF
Accounts filed

accounts with accounts type total exemption full

02/06/20237 pages · PDF
Address changed

change registered office address company with date old address new address

17/04/20231 page · PDF
Address changed

change registered office address company with date old address new address

14/04/20231 page · PDF
Confirmation statement

confirmation statement with updates

19/10/20225 pages · PDF
Director appointed

appoint person director company with name date

05/10/20222 pages · PDF
Accounts filed

accounts with accounts type total exemption full

16/06/20228 pages · PDF
Confirmation statement

confirmation statement with updates

28/10/20214 pages · PDF
Director details changed

change person director company with change date

28/10/20212 pages · PDF
Accounts filed

accounts with accounts type total exemption full

27/09/20218 pages · PDF
Confirmation statement

confirmation statement with updates

20/11/20205 pages · PDF
PSC02

notification of a person with significant control

19/11/20202 pages · PDF
PSC07

cessation of a person with significant control

19/11/20201 page · PDF
PSC07

cessation of a person with significant control

19/11/20201 page · PDF
Shares allotted

capital allotment shares

19/11/20203 pages · PDF
RESOLUTIONS

resolution

18/11/20203 pages · PDF
SH08

capital name of class of shares

04/08/20202 pages · PDF
SH08

capital name of class of shares

04/08/20202 pages · PDF
Shares allotted

capital allotment shares

06/07/20204 pages · PDF
Shares allotted

capital allotment shares

06/07/20204 pages · PDF
Shares allotted

capital allotment shares

06/07/20204 pages · PDF
Shares allotted

capital allotment shares

06/07/20203 pages · PDF
Shares allotted

capital allotment shares

06/07/20203 pages · PDF
Director appointed

appoint person director company with name date

24/06/20202 pages · PDF
Director appointed

appoint person director company with name date

24/06/20202 pages · PDF
PSC02

notification of a person with significant control

24/06/20202 pages · PDF
Director appointed

appoint person director company with name date

24/06/20202 pages · PDF
PSC changed

change to a person with significant control

24/06/20202 pages · PDF
Accounts date changed

change account reference date company current shortened

09/03/20201 page · PDF
Incorporated

incorporation company

04/03/202010 pages · PDF