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Obs Finance Limited

12565127

active
Private Limited Company
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

4TH FLOOR 24 OLD BOND STREET, LONDON, W1S 4AW
Incorporated 20/04/2020

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 11/11/2025

Due 25/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Christopher Campbell

director · Since 20/04/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Also on 70 other boards

Mr Philip Raymond Emmerson

director · Since 20/04/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 142 other boards

W3s Directors Limited

director · Since 20/10/2022

Cossey Cosec Services Limited

secretary · Since 25/01/2023

Also on 236 other boards

Persons with Significant Control

Mr Jamie Christopher Constable

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 61

4th Floor, 24 Old Bond Street, London, W1S 4AW

Notified 20/04/2020

W3s Directors Limited

Significant control

4th Floor, 24 Old Bond Street, London, W1S 4AW

Reg: 14427354 · Companies House · Corporate

Notified 20/10/2022

Former PSCs

Gold Round Limited

Ceased 20/10/2022

Charges4 outstanding

Charge
outstanding

CYNERGY BUSINESS FINANCE LIMITED

Created 24/06/2025Registered 26/06/2025
Charge
outstanding

THE FLIGHT AND PARTNERS RECOVERY FUND LIMITED (AS SECURITY AGENT)

Created 26/10/2023Registered 30/10/2023
Charge
satisfied

CREDIT ENHANCEMENT LIMITED

Created 05/05/2023Registered 09/05/2023Satisfied 04/04/2026
Charge
outstanding

THE FLIGHT AND PARTNERS RECOVERY FUND LIMITED

Created 21/02/2022Registered 23/02/2022
Charge
outstanding

THE FLIGHT AND PARTNERS RECOVERY FUND LIMITED

Created 03/03/2021Registered 12/03/2021

CompanyRankvs 71290+ SIC 64999 peers
51

Financial strength71th percentile among SIC peers · 18/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1× · 12/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£47k

Balance sheet strength

Cash

£521k

Cash in the bank

Net Current Assets

£47k

Working capital

Current Assets

£33.3M

Current Liabilities

£33.3M

Debtors

£32.8M

2avg. employees

Tax at Year End

Corp tax£24k

Balance Sheet

Assets less current liabilities£47k
Prepared with Caseware UK (AP4) 2025.0.111

EstimatesDerived

YearCurrent RatioImplied Profit
20251.00-£49k
20241.00+£68k
20231.00-£1k
20221.00+£18k
20211.10

Derived from filed accounts. Not audited figures.