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Fintellity Ltd

12582080

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

2 FREDERICK STREET, LONDON, WC1X 0ND
Incorporated 01/05/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development
62020
Information technology consultancy activities

Officers

Mrs Shardai Cosgrove

director · Since 01/05/2020

IT SERVICES

BRITISH · ENGLAND · Age 39

Mr Stuart Moffat

director · Since 01/07/2020

NON EXECUTIVE DIRECTOR

BRITISH · UNITED KINGDOM · Age 71

Also on 1 other board

Symvan Capital Limited

director · Since 25/03/2022

Also on 19 other boards

Mr Luke Cosgrove

director · Since 01/03/2024

BUSINESS DEVELOPMENT

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Mrs Shardai Cosgrove

25–50% shares
25–50% votes

British · United Kingdom · Age 39

2, Frederick Street, London, WC1X 0ND

Notified 27/05/2020

Former PSCs

Mrs Suzanne Jones

Ceased 10/06/2023

Mr Matthew Johnson

Ceased 12/06/2023

CompanyRankvs 23388+ SIC 62012 peers
43

Financial strength36th percentile among SIC peers · 9/25
Employees17th percentile among SIC peers · 3/15
LiquidityCurrent ratio 99.28× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the directors are aware of certain material uncertainties which may cause doubt on the company's ability to continue as a going concern. 1.3 Revenue The nature, timing of satisfaction of performance obligations and significant payment terms of the company's major sources of revenue are as follows: Revenue from the sale of goods

Key FinancialsYear ending 31/03/2025

Net Worth

£64

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

£14k

Working capital

Current Assets

£14k

Current Liabilities

£140

Fixed Assets

£36

Debtors

£3k

0avg. employees-1

Balance Sheet

Assets less current liabilities£14k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202599.28
20244.20
20234.55-£67k
202214.04

Derived from filed accounts. Not audited figures.