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Bright Car Finance Limited

12637283

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE PARADE 31 HOYLE ROAD, WIRRAL, CH47 3AG
Incorporated 01/06/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Mark James Burgess

director · Since 01/06/2020

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 3 other boards

Mr Richard Michael Stubbs

director · Since 01/04/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 37

Persons with Significant Control

Mr Mark James Burgess

25–50% shares
25–50% votes

British · United Kingdom · Age 53

The Parade, 31 Hoyle Road, Wirral, CH47 3AG

Notified 01/06/2020

Mr Richard Michael Stubbs

50–75% shares
50–75% votes

British · United Kingdom · Age 37

The Parade, 31 Hoyle Road, Wirral, CH47 3AG

Notified 27/09/2021

CompanyRankvs 6406+ SIC 64999 peers
66

Financial strength75th percentile among SIC peers · 19/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.46× · 12/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£74k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£75k

Working capital

Current Assets

£235k

Current Liabilities

£161k

Fixed Assets

£1k

6avg. employees

Balance Sheet

Assets less current liabilities£76k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.46+£286
20241.44-£17k
20231.56

Derived from filed accounts. Not audited figures.