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Humble Expert Consultancy Limited

12736278

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

SUITE D, ASTOR HOUSE 282 LICHFIELD ROAD, SUTTON COLDFIELD, B74 2UG
Incorporated 13/07/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Craig John Humphreys

director · Since 20/12/2021

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 56

Also on 6 other boards

Persons with Significant Control

Mr Craig John Humphreys

75–100% shares
75–100% votes
Appoint directors

British · England · Age 56

Suite D, Astor House, 282 Lichfield Road, Sutton Coldfield, B74 2UG

Notified 28/02/2023

Former PSCs

Mr David Michael Spring

Ceased 12/12/2020

Mr Julian Philip Gudz

Ceased 28/02/2023

CompanyRankvs 2382+ SIC 66290 peers
28

Financial strength7th percentile among SIC peers · 2/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.47× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£4k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

£3k

Current Liabilities

£7k

0avg. employees

Balance Sheet

Assets less current liabilities-£4k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.47
20240.96
20231.00
20220.82

Derived from filed accounts. Not audited figures.