Back to search

Mortgage Smart Limited

12749965

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

UNIT 1, TOWCESTER, NN12 8AX
Incorporated 17/07/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Nigel Gary Riley

director · Since 17/07/2020

DIRECTOR

BRITISH · ENGLAND · Age 55

Mrs Rachel Claire Smith

director · Since 17/07/2020

DIRECTOR

BRITISH · ENGLAND · Age 55

Miss Selina Ann Targett

director · Since 17/07/2020

DIRECTOR

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Mr Nigel Gary Riley

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

Unit 1, Old Greens Norton Road, Towcester, NN12 8AX

Notified 17/07/2020

Miss Selina Ann Targett

25–50% shares
25–50% votes
Appoint directors

British · England · Age 56

Unit 1, Old Greens Norton Road, Towcester, NN12 8AX

Notified 17/07/2020

Mrs Rachel Claire Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

Unit 1, Old Greens Norton Road, Towcester, NN12 8AX

Notified 17/07/2020

CompanyRankvs 1416+ SIC 66190 peers
71

Financial strength72th percentile among SIC peers · 18/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.69× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£42k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£40k

Working capital

Current Assets

£64k

Current Liabilities

£24k

Fixed Assets

£1k

3avg. employees

Balance Sheet

Assets less current liabilities£42k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.69-£9k
20233.63-£17k
20223.15+£25k
20212.53

Derived from filed accounts. Not audited figures.