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Nala Payments Limited

12792210

active
Private Limited Company
england wales
Companies House
1 outstanding charge
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

INTERNATIONAL HOUSE, LONDON, N1 7SR
Incorporated 04/08/2020

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 03/08/2025

Due 17/08/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Benjamin Paul Fernandes

director · Since 04/08/2020

CHIEF EXECUTIVE OFFICER

TANZANIAN · ENGLAND · Age 33

Former

Mr Nicolas Benjamin Jacob Eddy

director · Resigned 08/09/2026

Persons with Significant Control

Nala Inc.

75–100% shares
75–100% votes
Appoint directors

251, Little Falls Drive, Wilmington, 19808-1674

Reg: 6862795 · Usa · Private Limited Company

Notified 04/08/2020

Charges1 outstanding

A registered charge
outstanding

Mars Growth Capital Pte. LTD. Acting on Behalf of Mars Growth Capital Fund 1, L.P.

Fixed charge over all land and intellectual property. Refer to instrument for further information.

Created 22/12/2025Registered 23/12/2025

CompanyRankvs 10548+ SIC 64999 peers
45

Financial strength0th percentile among SIC peers · 0/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 13.05× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2022

Net Worth

-£2.5M

Balance sheet strength

Cash

£153k

Cash in the bank

Net Current Assets

£2.5M

Working capital

Current Assets

£2.7M

Current Liabilities

£205k

Fixed Assets

£41k

Debtors

£2.5M

7avg. employees+4

Balance Sheet

Assets less current liabilities£2.5M
Prepared with Sage Accounts Production Advanced 2021 - FRS102_2021

EstimatesDerived

YearCurrent RatioImplied Profit
202213.05-£2.3M
202196.07

Derived from filed accounts. Not audited figures.