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J&M Homecare Ltd

12876686

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

7 PRINCESS STREET, HARWICH, CO12 4PF
Incorporated 13/09/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

87300
Residential care activities for the elderly and disabled

Officers

Ms Joanna Watson

secretary · Since 13/09/2020

Also on 1 other board

Ms Joanna Watson

director · Since 13/09/2020

DIRECTOR

POLISH · UNITED KINGDOM · Age 49

Also on 1 other board

Ms Sarah June Ruggier

director · Since 01/10/2021

CHAIR PERSON

BRITISH · ENGLAND · Age 63

Persons with Significant Control

Ms Joanna Watson

75–100% shares
ownership-of-shares-75-to-100-percent-as-trust
ownership-of-shares-75-to-100-percent-as-firm
75–100% votes
voting-rights-75-to-100-percent-as-trust
voting-rights-75-to-100-percent-as-firm
Appoint directors
right-to-appoint-and-remove-directors-as-trust
right-to-appoint-and-remove-directors-as-firm

Polish · United Kingdom · Age 49

7, Princess Street, Harwich, CO12 4PF

Notified 13/09/2020

Ms Sarah June Ruggier

significant-influence-or-control-as-trust
significant-influence-or-control-as-firm

British · England · Age 63

7, Princess Street, Harwich, CO12 4PF

Notified 01/10/2021

CompanyRankvs 1935+ SIC 87300 peers
69

Financial strength66th percentile among SIC peers · 17/25
Employees72th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.45× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£15k

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£21k

Current Liabilities

£8k

Fixed Assets

£8k

Debtors

£10k

13avg. employees+3

Balance Sheet

Assets less current liabilities£20k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.45-£1k
20243.62-£12k
20232.53+£3k
20221.35+£13k
20212.11

Derived from filed accounts. Not audited figures.