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Cotterell & Cotterell Commercial Finance Limited

12882860

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

9-10 BATH STREET, BATH, BA1 1SN
Incorporated 16/09/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Elliot Andrew Cotterell

director · Since 16/09/2020

DIRECTOR

BRITISH · ENGLAND · Age 32

Also on 2 other boards

Mr Oliver William Henry Cotterell

director · Since 16/09/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 34

Also on 3 other boards

Persons with Significant Control

Mr Oliver William Henry Cotterell

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 34

9-10 Bath Street, Bath, BA1 1SN

Notified 16/09/2020

Former PSCs

Mr Elliot Andrew Cotterell

Ceased 27/12/2024

Charges1 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 28/04/2025Registered 29/04/2025

CompanyRankvs 10101+ SIC 64999 peers
47

Financial strength56th percentile among SIC peers · 14/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.19× · 12/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£9k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

£17k

Working capital

Current Assets

£108k

Current Liabilities

£90k

2avg. employees

Balance Sheet

Assets less current liabilities£17k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.19+£0
20251.19
20242.72

Derived from filed accounts. Not audited figures.