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Lumos Financial Limited

12897845

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

IMEX HOUSE MAXTED ROAD, HEMEL HEMPSTEAD, HP2 7DX
Incorporated 22/09/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Shabbar Zahid Kassam

director · Since 22/09/2020

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 1 other board

Persons with Significant Control

Mr Shabbar Zahid Kassam

75–100% shares
75–100% votes
Appoint directors

British · England · Age 44

Imex House, Maxted Road, Hemel Hempstead, HP2 7DX

Notified 22/09/2020

CompanyRankvs 13479+ SIC 64999 peers
48

Financial strength53th percentile among SIC peers · 13/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.23× · 12/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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13479Lumos Financial Limited
47
How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£6k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£6k

Working capital

Current Assets

£29k

Current Liabilities

£24k

0avg. employees-1

Balance Sheet

Assets less current liabilities£6k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.23+£393
20241.15+£4k
20230.90—
20210.61—

Derived from filed accounts. Not audited figures.