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Mwa Financial Ltd

12970693

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • 3 outstanding charges (-6)

Details

THE TOWNHOUSE, HERTFORD, SG14 1AJ
Incorporated 23/10/2020

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 22/10/2025

Due 05/11/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Dean Campbell Banks

director · Since 23/10/2020

COMPANY DIRECTOR

AUSTRALIAN · ENGLAND · Age 53

Also on 3 other boards

Mr Edward Louis Rosengarten

director · Since 23/10/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 10 other boards

Ms Marine Aurore Cã‰Cile Deruelle

director · Since 18/08/2023

HEAD OF OPERATIONS

FRENCH,AUSTRALIAN · UNITED KINGDOM · Age 41

Also on 1 other board

Mr Philip Andrew Young

director · Since 18/08/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 5 other boards

Persons with Significant Control

Mwa Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Bramble House, Wickham Road, Fareham, PO16 7JH

Reg: 10860761 · Uk Register Of Companies · Private Company Limited By Shares

Notified 23/10/2020

Charges3 outstanding

Charge
outstanding

FDC DEBT LP ACTING BY ITS GENERAL PARTNER FDC GENERAL PARTNER LIMITED AS LENDER

Created 29/11/2024Registered 04/12/2024
Charge
outstanding

CONISTON CAPITAL I LP

Created 11/10/2023Registered 16/10/2023
Charge
outstanding

DEAN CAMPBELL BANKS · MARK GOODFELLOW · EDWARD ROSENGARTEN · MWA FINANCE NO1 LIMITED

Created 11/10/2023Registered 12/10/2023
Charge
satisfied

TC LOANS LIMITED ACTING AS THE SECURITY TRUSTEE OF THE SECURED PARTIES

Created 24/02/2023Registered 24/02/2023Satisfied 23/12/2024
Charge
satisfied

LENDNET LLP

Created 03/03/2021Registered 16/03/2021Satisfied 01/03/2023

CompanyRankvs 132061+ SIC 82990 peers
26

Financial strength0th percentile among SIC peers · 0/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.1× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£6.9M

Balance sheet strength

Cash

£129k

Cash in the bank

Net Current Assets

-£9.5M

Working capital

Current Assets

£1.1M

Current Liabilities

£10.6M

Fixed Assets

£13.1M

Debtors

£960k

4avg. employees+2

Balance Sheet

Assets less current liabilities£3.6M
Signed by Mr D Banks 19th December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.10-£3.0M
20240.29-£3.2M
20230.12-£706k
20220.02

Derived from filed accounts. Not audited figures.