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Otto Finance Ltd

13009003

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

19TH FLOOR, LONDON, E20 1HZ
Incorporated 10/11/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development
64999
Other financial service activities
70221
Financial management

Officers

Mr Jan Erwin Thomas

director · Since 10/11/2020

COMPANY DIRECTOR

GERMAN · UNITED KINGDOM · Age 39

Miss Madeleine Sarah Debney

director · Since 14/12/2023

DIRECTOR

BRITISH · ENGLAND · Age 36

Also on 1 other board

Persons with Significant Control

Jan Erwin Thomas

50–75% shares
50–75% votes
Appoint directors

German · England · Age 39

19th Floor, 1 Westfield Avenue, London, E20 1HZ

Notified 10/11/2020

Madeleine Debney

Significant control

English · United Kingdom · Age 36

19th Floor, 1 Westfield Avenue,, London, E20 1HZ

Notified 28/05/2026

CompanyRankvs 17739+ SIC 62012 peers
61

Financial strength37th percentile among SIC peers · 9/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 5.82× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£75

Balance sheet strength

Cash

£77k

Cash in the bank

Net Current Assets

£64k

Working capital

Current Assets

£78k

Current Liabilities

£13k

Fixed Assets

£6k

Debtors

£1k

2avg. employees

Balance Sheet

Assets less current liabilities£70k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20245.82
20235.46
202227.72
202136.49

Derived from filed accounts. Not audited figures.