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Optimum Elite Ltd

13016904

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT P2, SHEFFIELD, S9 1XU
Incorporated 13/11/2020

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 12/11/2025

Due 26/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Paul Spooner

director · Since 13/11/2020

MORTGAGE BROKER

BRITISH · ENGLAND · Age 47

Also on 12 other boards

Mr Andrew James Stone

director · Since 13/11/2020

FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 42

Also on 9 other boards

Persons with Significant Control

Optimum Commercial Solutions Ltd

75–100% shares

Unit 5 Riverside Business Park, Buxton Road, Bakewell, DE45 1GS

Reg: 09518480 · England And Wales · Limited Company

Notified 13/06/2022

Former PSCs

Optimum Holdings Limited

Ceased 13/06/2022

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 26/03/2025Registered 27/03/2025

CompanyRankvs 17884+ SIC 64999 peers
31

Financial strength6th percentile among SIC peers · 2/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.94× · 16/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£25k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£44k

Working capital

Current Assets

£13k

Current Liabilities

£6k

Fixed Assets

£19k

Debtors

£5k

0avg. employees

Balance Sheet

Assets less current liabilities-£25k

EstimatesDerived

YearCurrent Ratio
20241.94

Derived from filed accounts. Not audited figures.