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Camco Finance Ltd

13049330

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

ST GEORGES HOUSE OFFICE 4, 4TH FLOOR, MANCHESTER, M2 3NQ
Incorporated 27/11/2020

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 26/11/2025

Due 10/12/2026

On track

Industry

64910
Financial leasing

Officers

Mr James Aragorn Mcguire

director · Since 15/07/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 4 other boards

Mr Philip Michael Brereton

director · Since 22/06/2023

DIRECTOR

BRITISH · ENGLAND · Age 50

Mr Kenneth William Edward Doyle

director · Since 05/03/2025

DIRECTOR

BRITISH · WALES · Age 38

Also on 1 other board

Persons with Significant Control

Camco Group Limited

75–100% shares
75–100% votes
right-to-appoint-and-remove-directors-as-firm

30, Greek Street, Stockport, SK3 8AD

Notified 10/10/2023

Former PSCs

Ms Lisa Spencer

Ceased 15/07/2021

Mr James Aragorn Mcguire

Ceased 10/10/2023

Charges3 outstanding

Charge
outstanding

CONISTER BANK LIMITED

Created 27/06/2025Registered 01/07/2025
Charge
outstanding

CAMCO LOANCO LIMITED

Created 04/04/2025Registered 07/04/2025
Charge
outstanding

DF CAPITAL BANK LIMITED

Created 31/07/2024Registered 05/08/2024

CompanyRankvs 147+ SIC 64910 peers
64

Financial strength77th percentile among SIC peers · 19/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 9.21× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£372k

Balance sheet strength

Cash

£121k

Cash in the bank

Net Current Assets

£2.2M

Working capital

Current Assets

£2.5M

Current Liabilities

£272k

Fixed Assets

£58k

Debtors

£2.4M

7avg. employees

Balance Sheet

Intangible assets£32k
Assets less current liabilities£2.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20249.21

Derived from filed accounts. Not audited figures.