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General Mortgages Ltd

13108320

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

30 FIELD CLOSE, DERBY, DE72 3HJ
Incorporated 04/01/2021

Compliance

Last accounts

31/01/2026

total exemption full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 02/01/2026

Due 16/01/2027

On track

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Benjamin David Patten

director · Since 04/01/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Benjamin David Patten

75–100% shares
75–100% votes
Appoint directors

British · England · Age 51

30, Field Close, Derby, DE72 3HJ

Notified 04/01/2021

CompanyRankvs 1432+ SIC 66190 peers
70

Financial strength70th percentile among SIC peers · 18/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 5.43× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£35k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

£23k

Working capital

Current Assets

£28k

Current Liabilities

£5k

Fixed Assets

£12k

Debtors

£9k

3avg. employees-1

Tax at Year End

Corp tax£5k

Director Loans

Directors owe company£9k

Balance Sheet

Intangible assets£12k
Assets less current liabilities£35k
Signed by Mr Benjamin Patten 02/05/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.43+£17k
20242.73-£12k
20232.99+£6k
20222.65

Derived from filed accounts. Not audited figures.