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The Builder And Baker Limited

13145855

active
ltd
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

9-11 Harvest Court, Harvest Drive, Lowestoft, NR33 7NB
Incorporated 20/01/2021

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 19/01/2026

Due 02/02/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

John Paul Spillings

director · Since 20/01/2021

British · United Kingdom · Age 45

Paul Matthew Spillings

director · Since 20/01/2021

British · United Kingdom · Age 43

Persons with Significant Control

Mr John Paul Spillings

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 45

9-11, Harvest Court, Lowestoft, NR33 7NB

Notified 20/01/2021

Mr Paul Matthew Spillings

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 43

9-11, Harvest Court, Lowestoft, NR33 7NB

Notified 20/01/2021

Charges1 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 21/05/2021Registered 21/05/2021

Change History

statusactive
2026-05-07

Active

typeltd
2026-05-07

Private Limited Company

address line19-11 Harvest Court
2026-05-07

9-11 HARVEST COURT

post townLowestoft
2026-05-07

LOWESTOFT

officer appointedSPILLINGS, John Paul
2026-05-07
officer appointedSPILLINGS, Paul Matthew
2026-05-07

CompanyRankvs 257692+ SIC 68209 peers
19

Financial strength15th percentile among SIC peers · 4/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£8k

Balance sheet strength

Cash

£933

Cash in the bank

Net Current Assets

-£106k

Working capital

Current Assets

£1k

Current Liabilities

£107k

Debtors

£73

0avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£132k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01-£580
20240.01+£699
20230.03+£2k
20220.02

Derived from filed accounts. Not audited figures.

Filing History14 filings

Confirmation statement

confirmation statement with no updates

28/01/20263 pages · PDF
Director details changed

change person director company with change date

21/01/20262 pages · PDF
Accounts filed

accounts with accounts type total exemption full

20/10/20257 pages · PDF
Confirmation statement

confirmation statement with no updates

27/01/20253 pages · PDF
Address changed

change registered office address company with date old address new address

22/11/20241 page · PDF
Accounts filed

accounts with accounts type total exemption full

25/10/20247 pages · PDF
Address changed

change registered office address company with date old address new address

22/01/20241 page · PDF
Confirmation statement

confirmation statement with no updates

22/01/20243 pages · PDF
Accounts filed

accounts with accounts type micro entity

31/10/20234 pages · PDF
Confirmation statement

confirmation statement with no updates

26/01/20233 pages · PDF
Accounts filed

accounts with accounts type micro entity

17/10/20224 pages · PDF
Confirmation statement

confirmation statement with updates

27/01/20224 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

21/05/20214 pages · PDF
Incorporated

incorporation company

20/01/202113 pages · PDF