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Oswald Properties Ltd

13193759

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

ROOM 25 USHAW, DURHAM, DH7 9RH
Incorporated 10/02/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Lucille Marie Toumi

director · Since 10/02/2021

COMPANY SECRETARY/DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 1 other board

Mr Zaher Toumi

director · Since 10/02/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 47

Persons with Significant Control

Mrs Lucille Marie Toumi

25–50% shares
25–50% votes

British · England · Age 45

Room 25, Ushaw, Durham, DH7 9RH

Notified 10/02/2021

Mr Zaher Toumi

25–50% shares
25–50% votes

British · England · Age 47

Room 25, Ushaw, Durham, DH7 9RH

Notified 10/02/2021

Charges4 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 04/06/2025Registered 05/06/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 25/01/2024Registered 29/01/2024
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 13/06/2022Registered 20/06/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 13/06/2022Registered 20/06/2022
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 04/06/2021Registered 09/06/2021Satisfied 05/06/2025

CompanyRankvs 177522+ SIC 68209 peers
30

Financial strength59th percentile among SIC peers · 15/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.09× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£10k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£168k

Working capital

Current Assets

£16k

Current Liabilities

£184k

Fixed Assets

£541k

0avg. employees-2

Balance Sheet

Assets less current liabilities£373k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.09+£7k
20240.01
20230.07
20220.08

Derived from filed accounts. Not audited figures.