So Finance Ltd
13210630
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
Details
Compliance
Last accounts
28/02/2025
micro entity
Next accounts due
30/11/2026
Confirmation statement
Last: 02/07/2025
Due 16/07/2026
Industry
Officers
director · Since 18/02/2021
ACCOUNTANT
WELSH · UNITED KINGDOM · Age 34
Also on 2 other boards
Former
director · Resigned 29/11/2023
director · Resigned 30/06/2025
Persons with Significant Control
Mr Joshua Good
Welsh · United Kingdom · Age 34
22, Gelliwastad Road, Pontypridd, CF37 2BW
Notified 18/02/2021
Former PSCs
Mr Gareth Griffiths
Ceased 30/06/2025
Mr Lloyd Scott Evans
Ceased 30/06/2025
Change History
Active
Private Limited Company
6 OCEAN WAY
CARDIFF
CompanyRankvs 22578+ SIC 64999 peers25
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 28/02/2025
Net Worth
-£3k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
-£3k
Working capital
Current Assets
£2k
Current Liabilities
£5k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.35 | — |
| 2024 | 0.98 | — |
| 2023 | 1.11 | +£12k |
| 2022 | 0.01 | — |
Derived from filed accounts. Not audited figures.