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Specialist 4 Finance Ltd

13230662

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

43 High Street, Cheshunt, Waltham Cross, EN8 0BS
Incorporated 26/02/2021

Compliance

Last accounts

28/02/2025

total exemption full

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 01/02/2026

Due 15/02/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Alan Dunn

director · Since 26/02/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 1 other board

Mr Paul Tyler

director · Since 26/02/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 1 other board

Alan Dunn

director · Since 26/02/2021

British · United Kingdom · Age 52

Paul Tyler

director · Since 26/02/2021

British · United Kingdom · Age 52

Persons with Significant Control

Mr Alan Dunn

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 52

43, High Street, Waltham Cross, EN8 0BS

Notified 26/02/2021

Mr Paul Tyler

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 52

43, High Street, Waltham Cross, EN8 0BS

Notified 26/02/2021

Change History

statusactive
2026-06-22

Active

typeltd
2026-06-22

Private Limited Company

address line143 High Street
2026-06-22

43 HIGH STREET

post townWaltham Cross
2026-06-22

WALTHAM CROSS

officer appointedDUNN, Alan
2026-06-22
officer appointedTYLER, Paul
2026-06-22

CompanyRankvs 18507+ SIC 64999 peers
34

Financial strength8th percentile among SIC peers · 2/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

-£9k

Balance sheet strength

Cash

£143

Cash in the bank

Net Current Assets

-£9k

Working capital

Current Assets

£143

Current Liabilities

£10k

2avg. employees

Director Loans(2022)

Company owes directors£2k

Balance Sheet

Assets less current liabilities-£9k
Signed by A Dunn 30 April 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.02-£1k
20240.02-£911
20230.14-£6k
20220.33

Derived from filed accounts. Not audited figures.