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Westmorland Mortgage Advice Centre Limited

13265819

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

46 STRAMONGATE, KENDAL, LA9 4BD
Incorporated 15/03/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Gemma Mckee

director · Since 15/03/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Mr Mark Andrew Mckee

director · Since 31/03/2026

BRITISH · ENGLAND · Age 61

Former

Mrs Moyna Patchett

director · Resigned 31/03/2026

Persons with Significant Control

Mrs Gemma Mckee

25–50% shares
25–50% votes
Appoint directors

British · England · Age 43

46, Stramongate, Kendal, LA9 4BD

Notified 15/03/2021

Mrs Moyna Patchett

25–50% shares
25–50% votes
Appoint directors

British · England · Age 66

46, Stramongate, Kendal, LA9 4BD

Notified 15/03/2021

CompanyRankvs 12601+ SIC 64999 peers
49

Financial strength56th percentile among SIC peers · 14/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.26× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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12601Westmorland Mortgage Advice Centre Limited
49
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£9k

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

-£119k

Working capital

Current Assets

£43k

Current Liabilities

£162k

Fixed Assets

£129k

Debtors

£2k

4avg. employees+2

Balance Sheet

Intangible assets£119k
Assets less current liabilities£10k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent Ratio
20260.26
20250.17

Derived from filed accounts. Not audited figures.