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Norfolk Granite Holdings Limited

13303428

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

FIRST FLOOR SUITE, BURY ST EDMUNDS, IP32 7EA
Incorporated 30/03/2021

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 28/03/2026

Due 11/04/2027

On track

Industry

64209
Activities of other holding companies
68209
Other letting and operating of own or leased real estate

Officers

Mrs Joanne Nicola Cowles

director · Since 30/03/2021

DIRECTOR

BRITISH · ENGLAND · Age 53

Mr Gareth Cowles

director · Since 27/03/2026

BRITISH · ENGLAND · Age 59

Also on 1 other board

Persons with Significant Control

Mrs Joanne Nicola Cowles

25–50% shares
25–50% votes

British · United Kingdom · Age 53

First Floor Suite, 2 Hillside Business Park, Bury St Edmunds, IP32 7EA

Notified 24/05/2021

Mr Gareth Cowles

25–50% shares
25–50% votes

British · England · Age 59

First Floor Suite, 2 Hillside Business Park, Bury St Edmunds, IP32 7EA

Notified 27/03/2026

Former PSCs

Mr Gareth Cowles

Ceased 27/03/2026

Charges3 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 17/04/2026Registered 01/05/2026
Charge
satisfied

PARAGON BANK PLC

Created 18/12/2025Registered 18/12/2025Satisfied 23/04/2026
Charge
outstanding

PARAGON BANK PLC

Created 26/03/2024Registered 26/03/2024
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 27/02/2023Registered 28/02/2023Satisfied 26/03/2024
Charge
outstanding

PARAGON BANK PLC

Created 27/08/2021Registered 27/08/2021

CompanyRankvs 20107+ SIC 64209 peers
42

Financial strength75th percentile among SIC peers · 19/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.28× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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20107Norfolk Granite Holdings Limited
52
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£203k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£61k

Working capital

Current Assets

£23k

Current Liabilities

£84k

Fixed Assets

£575k

Debtors

£20k

2avg. employees

Balance Sheet

Assets less current liabilities£514k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20250.28+£67k
20240.05+£59k
20230.03—

Derived from filed accounts. Not audited figures.