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Ngage Finance Limited

13306342

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

FLOOR 1, CARDIFF, CF10 3BY
Incorporated 31/03/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Andrew Gage

director · Since 31/03/2021

LEAD GENERATION

BRITISH · WALES · Age 50

Mrs Lindsey Dawn Gage

secretary · Since 24/02/2022

Mrs Laura Elizabeth Raffour

secretary · Since 24/02/2022

Mr Nathan Carl Raffour

director · Since 24/02/2022

FINANCIAL CONSULTANT

BRITISH · WALES · Age 43

Also on 1 other board

Persons with Significant Control

Mr Nathan Carl Raffour

25–50% shares
25–50% votes
Appoint directors

British · Wales · Age 43

36, Cambrian Way, Cardiff, CF3 2WB

Notified 31/03/2021

Mr Andrew Gage

25–50% shares
25–50% votes
Appoint directors

British · Wales · Age 50

Floor 1, 18 Windsor Place, Cardiff, CF10 3BY

Notified 26/02/2022

Former PSCs

Mr Andrew Gage

Ceased 25/02/2022

Charges1 outstanding

Charge
outstanding

DBW INVESTMENTS (3) LIMITED

Created 24/03/2022Registered 24/03/2022

CompanyRankvs 3974+ SIC 64999 peers
63

Financial strength76th percentile among SIC peers · 19/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.56× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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3974Ngage Finance Limited
73
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£76k

Balance sheet strength

Cash

£29k

Cash in the bank

Net Current Assets

£109k

Working capital

Current Assets

£178k

Current Liabilities

£70k

Debtors

£150k

5avg. employees

Tax at Year End

Corp tax£59k

Director Loans

Directors owe company£134k

Balance Sheet

Assets less current liabilities£109k
Signed by Mr Andrew Gage Mr Nathan Raffour 23/09/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.56+£0
20252.56+£37k
20242.95—
20234.77—
202262.59—

Derived from filed accounts. Not audited figures.