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Mortgage Habitat Limited

13306702

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

12 STUMP STREET, BERKELEY, GL13 9FG
Incorporated 31/03/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities
66220
Activities of insurance agents and brokers

Officers

Mr Craig Legge

director · Since 31/03/2021

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 37

Also on 3 other boards

Persons with Significant Control

Mr Craig Legge

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 37

12, Stump Street, Berkeley, GL13 9FG

Notified 31/03/2021

Mrs Kathryn Elizabeth Legge

50–75% shares

British · England · Age 35

12, Stump Street, Berkeley, GL13 9FG

Notified 19/10/2025

Former PSCs

Mr Sam Charles Curtis

Ceased 21/07/2025

CompanyRankvs 10465+ SIC 64999 peers
55

Financial strength51th percentile among SIC peers · 13/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£4k

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

£1k

Working capital

Current Assets

£26k

Current Liabilities

£25k

Fixed Assets

£3k

Debtors

£556

2avg. employees-1

Tax at Year End

Corp tax£5k

Director Loans

Company owes directors£6k
Directors owe company£2k

Balance Sheet

Assets less current liabilities£4k
Signed by Mr Craig Legge 25/06/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.04+£32k
20250.12-£119k
20242.30+£10k
20232.54

Derived from filed accounts. Not audited figures.