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Clever Commercial Finance Limited

13412348

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

SHELL STORE CANARY DRIVE, HEREFORD, HR2 6SR
Incorporated 20/05/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Marc Andrew Turner

director · Since 20/05/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 4 other boards

Mrs Julie Turner

director · Since 04/08/2022

DIRECTOR

BRITISH · ENGLAND · Age 59

Persons with Significant Control

Mr Marc Andrew Turner

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 61

Shell Store, Canary Drive, Hereford, HR2 6SR

Notified 20/05/2021

CompanyRankvs 5028+ SIC 64999 peers
70

Financial strength71th percentile among SIC peers · 18/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 5.91× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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5028Clever Commercial Finance Limited
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£44k

Balance sheet strength

Cash

£35k

Cash in the bank

Net Current Assets

£37k

Working capital

Current Assets

£45k

Current Liabilities

£8k

Fixed Assets

£31k

Debtors

£10k

3avg. employees+1

Tax at Year End

Corp tax£2k

Director Loans

Company owes directors£2k
Directors owe company£619

Balance Sheet

Intangible assets£2k
Assets less current liabilities£68k
Signed by Mr Marc Turner 16/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.91-£43k
20243.94+£18k
20232.91—

Derived from filed accounts. Not audited figures.