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Claims Sme Limited

13437909

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

63 LONGFIELD ROAD, SOUTH WOODHAM FERRERS, CM3 5JJ
Incorporated 04/06/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mr Stephen Robert Cobb

director · Since 04/06/2021

INSURANCE CONSULTANT

BRITISH · UNITED KINGDOM · Age 65

Persons with Significant Control

Mr Stephen Robert Cobb

75–100% shares

British · United Kingdom · Age 65

63, Longfield Road, South Woodham Ferrers, CM3 5JJ

Notified 04/06/2021

CompanyRankvs 2006+ SIC 65120 peers
28

Financial strength6th percentile among SIC peers · 2/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.57× · 6/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£8k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£8k

Working capital

Current Assets

£10k

Current Liabilities

£18k

Balance Sheet

Assets less current liabilities-£8k
Signed by Mr Stephen Cobb 4th March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.57+£0
20250.57-£260
20240.58-£290
20230.59

Derived from filed accounts. Not audited figures.