Back to search

Smart Financial (Europe) Limited

13516129

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

BEEHIVE LOFTS, UNIT 4.1 WAULK MILL, MANCHESTER, M4 6LN
Incorporated 16/07/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Steven Martin

director · Since 16/07/2021

CHIEF EXECUTIVE

BRITISH · SPAIN · Age 50

Persons with Significant Control

Mr Steven Martin

25–50% shares
25–50% votes
Appoint directors

British · Spain · Age 50

Beehive Lofts, Unit 4.1, Waulk Mill, Manchester, M4 6LN

Notified 16/07/2021

Mrs Michelle Mary Martin

25–50% shares
25–50% votes
Appoint directors

British · Spain · Age 50

Beehive Lofts, Unit 4.1, Waulk Mill, Manchester, M4 6LN

Notified 16/07/2021

CompanyRankvs 11759+ SIC 64999 peers
57

Financial strength59th percentile among SIC peers · 15/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.66× · 16/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
11759Smart Financial (Europe) Limited
52
How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£13k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

£37k

Current Liabilities

£22k

1avg. employees

Balance Sheet

Assets less current liabilities£15k
Signed by 13516129 2024-08-01 2025-07-31 13516129 2025-07-31 13516129 bus: 1 1 2025-07-31 13516129 core:CurrentFinancialInstrumentPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.66-£191
20241.68+£19k
20230.04-£5k
20220.69—

Derived from filed accounts. Not audited figures.