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Mortgage Habitat Commercial Limited

13531777

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

12 STUMP STREET, BERKELEY, GL13 9FG
Incorporated 27/07/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Craig Legge

director · Since 27/07/2021

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 37

Also on 3 other boards

Persons with Significant Control

Mr Craig Legge

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 37

12, Stump Street, Berkeley, GL13 9FG

Notified 27/07/2021

Mrs Kathryn Elizabeth Legge

25–50% shares

British · England · Age 35

12, Stump Street, Berkeley, GL13 9FG

Notified 05/01/2026

Former PSCs

Mr Sam Charles Curtis

Ceased 21/07/2025

CompanyRankvs 11214+ SIC 64999 peers
54

Financial strength56th percentile among SIC peers · 14/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 6.09× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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11214Mortgage Habitat Commercial Limited
53
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£8k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

£8k

Working capital

Current Assets

£10k

Current Liabilities

£2k

Debtors

£8k

Tax at Year End

Corp tax£3k

Director Loans

Company owes directors£2k

Balance Sheet

Assets less current liabilities£8k
Signed by Mr Craig Legge 10/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.09+£0
20256.09-£14k
20247.70+£13k
20230.86—

Derived from filed accounts. Not audited figures.