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Ruby Financial Limited

13597103

active
ltd
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • 2 outstanding charges (-4)

Details

Basepoint Oakfield Close, Tewkesbury Business Park, Tewkesbury, GL20 8SD
Incorporated 01/09/2021

Compliance

Last accounts

30/09/2024

total exemption full

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 08/08/2025

Due 22/08/2026

On track

Industry

64999
Other financial service activities

Officers

Jason Paul Williams

director · Since 01/09/2021

British · England · Age 55

Persons with Significant Control

Mr Jason Paul Williams

75–100% shares
75–100% votes
Appoint directors

British · England · Age 55

Basepoint, Oakfield Close, Tewkesbury, GL20 8SD

Notified 01/09/2021

Charges2 outstanding

Charge
outstanding

BCRS BUSINESS LOANS LIMITED

Created 23/01/2024Registered 23/01/2024
Charge
outstanding

TRUSTEES OF RUBY FINANCIAL LTD RETIREMENT BENEFIT SCHEME

Created 19/04/2023Registered 24/04/2023

Change History

statusactive
2026-06-08

Active

typeltd
2026-06-08

Private Limited Company

address line1Basepoint Oakfield Close
2026-06-08

BASEPOINT OAKFIELD CLOSE

post townTewkesbury
2026-06-08

TEWKESBURY

officer appointedWILLIAMS, Jason Paul
2026-06-08

CompanyRankvs 12637+ SIC 64999 peers
40

Financial strength63th percentile among SIC peers · 16/25
Employees90th percentile among SIC peers · 14/15
LiquidityNo balance sheet data · 0/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£20k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£318k

Working capital

Current Assets

Current Liabilities

£495k

Fixed Assets

£472k

Debtors

£177k

5avg. employees+1

Balance Sheet

Assets less current liabilities£154k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
2024+£29k
20230.34-£53k
20220.99

Derived from filed accounts. Not audited figures.