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Fintern Finance M1 Ltd

13677753

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • 3 outstanding charges (-6)

Details

1ST FLOOR,, LONDON, E1W 1AZ
Incorporated 13/10/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Gerald Anthony Chappell

director · Since 13/10/2021

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 5 other boards

Dr Cong He

director · Since 13/10/2021

DIRECTOR

SINGAPOREAN · ENGLAND · Age 44

Also on 4 other boards

Persons with Significant Control

Fintern Finance Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

1st Floor, Commodity Quay, London, E1W 1AZ

Reg: 14262500 · Companies House · Private Company Limited By Shares

Notified 26/01/2023

Former PSCs

Fintern Ltd

Ceased 26/01/2023

Charges3 outstanding

Charge
outstanding

LUMINARX CAPITAL MANAGEMENT LP AS SECURITY TRUSTEE FOR THE SECURED PARTIES (AS DEFINED IN THE I

Created 17/03/2026Registered 18/03/2026
Charge
outstanding

VARENGOLD BANK AG

Created 16/07/2024Registered 16/07/2024
Charge
outstanding

VARENGOLD BANK AG

Created 30/01/2023Registered 31/01/2023

CompanyRankvs 50580+ SIC 66190 peers
24

Financial strength1th percentile among SIC peers · 0/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

-£336k

Balance sheet strength

Cash

£27k

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£16.1M

Current Liabilities

£14.9M

Fixed Assets

£96k

0avg. employees-2

Balance Sheet

Assets less current liabilities£1.3M
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20251.08-£5k
20242.57-£278k
20230.82-£55k
202230.30

Derived from filed accounts. Not audited figures.