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Arete Financial Services Ltd

13725211

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

43 OLD OAK AVENUE, GOFFS OAK, EN7 6EW
Incorporated 05/11/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Skevoulla Coumas

secretary · Since 05/11/2021

Mr Harry Coumas

director · Since 05/11/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 39

Persons with Significant Control

Mr Harry Coumas

75–100% shares

British · United Kingdom · Age 39

84, Alderman's Hill, London, N13 4PP

Notified 05/11/2021

CompanyRankvs 13304+ SIC 64999 peers
48

Financial strength39th percentile among SIC peers · 10/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£207

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£407

Working capital

Current Assets

£10k

Current Liabilities

£9k

1avg. employees

Balance Sheet

Assets less current liabilities£407
Signed by Mr Harry Coumas 29/06/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20251.04
20241.02
20231.01

Derived from filed accounts. Not audited figures.