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A&J Financial Services Ltd

13974160

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

1 CHAPEL COURT, LEAMINGTON SPA, CV32 4YS
Incorporated 14/03/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Adrian Oswald Reynolds

director · Since 14/03/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Julie Samantha Reynolds

director · Since 14/03/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Persons with Significant Control

Adrian Oswald Reynolds

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 60

20-22 First Floor, Station Road, Solihull, B93 0HT

Notified 14/03/2022

CompanyRankvs 11581+ SIC 64999 peers
52

Financial strength42th percentile among SIC peers · 11/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.03× · 12/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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11581A&J Financial Services Ltd
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£727

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£500

Working capital

Current Assets

£15k

Current Liabilities

£14k

Fixed Assets

£227

2avg. employees

Tax at Year End(2023)

Corp tax£8k

Director Loans(2023)

Directors owe company£6k

Balance Sheet

Assets less current liabilities£727
Signed by Mrs Julie Reynolds Mr Adrian Reynolds 8th December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20251.03
20241.00
20231.07

Derived from filed accounts. Not audited figures.