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Mindgard Ltd

14120558

active
Private Limited Company
england wales
Companies House
Health Score
77 / 100

Some Concerns

25/30
Filing
20/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • 4 outstanding charges (-8)

Details

34 LIME STREET, LONDON, EC3M 7AT
Incorporated 20/05/2022

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 19/05/2026

Due 02/06/2027

On track

Industry

62012
Business and domestic software development
62020
Information technology consultancy activities
62090
Other information technology service activities

Officers

Mr Peter Garraghan

director · Since 20/05/2022

UNIVERSITY ACADEMIC

BRITISH · UNITED KINGDOM · Age 39

Iq Capital Directors Nominees Limited

director · Since 18/08/2023

BRITISH

Also on 8 other boards

Mr Gregory Charles Dracon

director · Since 17/12/2024

FINANCE

AMERICAN · UNITED STATES · Age 54

Mr Thomas Matthew Saunders Axbey

director · Since 02/04/2025

COMPANY DIRECTOR

AMERICAN · UNITED STATES · Age 63

Mr James Frederick Brear

director · Since 15/09/2025

CEO

AMERICAN · UNITED STATES · Age 61

Persons with Significant Control

Former PSCs

Mr Neeraj Suri

Ceased 31/03/2023

Mr Peter Garraghan

Ceased 12/02/2026

Steve Street

Ceased 18/08/2023

Charges4 outstanding

A registered charge
satisfied

HSBC INNOVATION BANKING

Created 05/12/2024Registered 30/07/2026Satisfied 30/07/2026
A registered charge
satisfied

HSBC INNOVATION BANKING

Created 24/01/2025Registered 30/07/2026Satisfied 30/07/2026
Charge
outstanding

STIFEL BANK

Created 10/10/2025Registered 29/10/2025
Charge
outstanding

STIFEL BANK

Created 10/10/2025Registered 20/10/2025
Charge
outstanding

HSBC INNOVATION BANKING

Created 24/01/2025Registered 30/01/2025
Charge
outstanding

HSBC INNOVATION BANKING

Created 05/12/2024Registered 05/12/2024

CompanyRankvs 11240+ SIC 62012 peers
58

Financial strength60th percentile among SIC peers · 15/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 24.46× · 20/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£3k

Balance sheet strength

Cash

£7.0M

Cash in the bank

Net Current Assets

£6.8M

Working capital

Current Assets

£7.1M

Current Liabilities

£291k

Fixed Assets

£25k

Debtors

£123k

11avg. employees+6

Balance Sheet

Assets less current liabilities£6.9M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202424.46+£1k
202370.12+£814
20230.69

Derived from filed accounts. Not audited figures.