The Money Advice Centre Ltd
14186998
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
Details
Compliance
Last accounts
31/10/2025
total exemption full
Next accounts due
31/07/2027
Confirmation statement
Last: 19/06/2026
Due 03/07/2027
Industry
Officers
director · Since 21/06/2022
COMPANY DIRECTOR
BRITISH · ENGLAND · Age 43
Also on 5 other boards
director · Since 21/06/2022
COMPANY DIRECTOR
BRITISH · ENGLAND · Age 40
Also on 4 other boards
director · Since 21/06/2022
COMPANY DIRECTOR
BRITISH · ENGLAND · Age 83
Also on 14 other boards
Former
director · Resigned 07/09/2022
director · Resigned 07/09/2022
Persons with Significant Control
Mr Steven James Garvey
British · England · Age 40
7, St. Petersgate, Stockport, SK1 1EB
Notified 21/06/2022
Mrs Charlotte Louise Garvey
British · England · Age 43
7, St. Petersgate, Stockport, SK1 1EB
Notified 22/06/2022
Mr Michael Sinacola
British · England · Age 41
7, St. Petersgate, Stockport, SK1 1EB
Notified 01/08/2025
Former PSCs
Mr Steven Garvey
Ceased 10/02/2025
PSC Statements
No active PSC statements on record.
Change History
Active
Private Limited Company
7 ST. PETERSGATE
STOCKPORT
CompanyRankvs 18075+ SIC 64999 peers35
Show leaderboard
How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/10/2025
Net Worth
-£297k
Balance sheet strength
Cash
£8k
Cash in the bank
Net Current Assets
-£283k
Working capital
Current Assets
£26k
Current Liabilities
£310k
Fixed Assets
£2k
Debtors
£18k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.09 | +£0 |
| 2025 | 0.09 | -£24k |
| 2024 | 0.05 | -£141k |
| 2023 | 0.10 | — |
Derived from filed accounts. Not audited figures.
Filing History24 filings
accounts with accounts type total exemption full
confirmation statement with no updates
change registered office address company with date old address new address
notification of a person with significant control
accounts with accounts type total exemption full
confirmation statement with updates
appoint person director company with name date
notification of a person with significant control
notification of a person with significant control
change to a person with significant control
cessation of a person with significant control
accounts with accounts type total exemption full
confirmation statement with no updates
change registered office address company with date old address new address
accounts with accounts type dormant
change account reference date company current shortened
confirmation statement with updates
notification of a person with significant control
change registered office address company with date old address new address
change registered office address company with date old address new address
withdrawal of a person with significant control statement
termination director company with name termination date
termination director company with name termination date
incorporation company