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Ms Lending Spv 1 Limited

14258810

active
Private Limited Company
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

RIVERSIDE BUILDING, SALFORD, M3 5FS
Incorporated 27/07/2022

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 09/07/2026

Due 23/07/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Michael James Stratton

director · Since 27/07/2022

DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 8 other boards

Mr Stephen David Alcock

director · Since 22/07/2024

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 7 other boards

Mrs Alexandra Rose Ellwood Stratton

director · Since 10/07/2025

DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 4 other boards

Persons with Significant Control

Ms Lending Group Limited

75–100% shares
75–100% votes
Appoint directors

Riverside Building, New Bailey Street, Salford, M3 5FS

Reg: 12723324 · Uk Register Of Companies · Private Company Limited By Shares

Notified 27/07/2022

Charges4 outstanding

A registered charge
outstanding

CBRE LOAN SERVICES LIMITED

Created 03/07/2026Registered 06/07/2026
Charge
outstanding

CBRE LOAN SERVICES LIMITED

Created 18/06/2024Registered 19/06/2024
Charge
outstanding

CBRE LOAN SERVICES LIMITED

Created 21/02/2024Registered 22/02/2024
Charge
outstanding

CBRE LOAN SERVICES LIMITED

Created 18/08/2022Registered 19/08/2022

CompanyRankvs 3893+ SIC 66190 peers
27

Financial strength15th percentile among SIC peers · 4/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2025

Net Worth

£1

Balance sheet strength

Cash

£16.2M

Cash in the bank

Profit Before Tax

£2.3M

Bottom line earnings

Net Current Assets

£4.2M

Working capital

Current Assets

£110.0M

Current Liabilities

£105.9M

Debtors

£93.8M

Cost of Sales

£11.8M

Admin Expenses

£5.6M

Profit After Tax

£1.7M

3avg. employees+1

Tax at Year End

Corp tax£290k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20251.04
20241.02
20231.02

Derived from filed accounts. Not audited figures.