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Honey Bear Finance Limited

14258841

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 11 outstanding charges (-10)

Details

5 NEW STREET SQUARE, LONDON, EC4A 3TW
Incorporated 27/07/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Richard Morrison Fulton

director · Since 27/07/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 3 other boards

Mr Karl William Gilbert

director · Since 27/07/2022

DIRECTOR

BRITISH · NORTHERN IRELAND · Age 39

Persons with Significant Control

Raylo Group Limited

75–100% shares
75–100% votes
Appoint directors

5, New Street Square, London, EC4A 3TW

Reg: 11554120 · Uk Register Of Companies · Private Company Limited By Shares

Notified 27/07/2022

Charges11 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 09/12/2025Registered 11/12/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE

Created 09/12/2025Registered 11/12/2025
Charge
outstanding

QUILAM SPECIAL OPPORTUNITIES 2 LIMITED (THE “LENDER�)

Created 09/12/2025Registered 11/12/2025
Charge
outstanding

QUILAM SPECIAL OPPORTUNITIES 2 LIMITED (THE “LENDER�)

Created 09/12/2025Registered 11/12/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 09/12/2025Registered 10/12/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC, AS SECURITY TRUSTEE FOR ITSELF AND THE OTHER SECURED PARTIES

Created 02/07/2025Registered 17/07/2025Satisfied 15/12/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC (AS SECURITY AGENT)

Created 03/06/2024Registered 18/06/2024Satisfied 15/12/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE

Created 03/06/2024Registered 05/06/2024
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT

Created 03/06/2024Registered 04/06/2024
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC (AS SECURITY AGENT)

Created 18/12/2023Registered 18/12/2023Satisfied 15/12/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC (AS SECURITY AGENT)

Created 11/07/2023Registered 12/07/2023Satisfied 15/12/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC (AS SECURITY AGENT)

Created 20/12/2022Registered 29/12/2022Satisfied 15/12/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY TRUSTEE

Created 20/12/2022Registered 22/12/2022
Charge
outstanding

QUILAM SPECIAL OPPORTUNITIES 2 LIMITED (THE “LENDER�)

Created 20/12/2022Registered 21/12/2022
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT

Created 20/12/2022Registered 21/12/2022
Charge
outstanding

QUILAM SPECIAL OPPORTUNITIES 2 LIMITED (THE “LENDER�)

Created 20/12/2022Registered 21/12/2022

CompanyRankvs 11784+ SIC 64999 peers
43

Financial strength47th percentile among SIC peers · 12/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.26× · 20/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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11784Honey Bear Finance Limited
52
How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£2k

Balance sheet strength

Cash

£312k

Cash in the bank

Net Current Assets

£244k

Working capital

Current Assets

£439k

Current Liabilities

£195k

Fixed Assets

£27.4M

Debtors

£27.4M

0avg. employees

Tax at Year End

Corp tax£240

Balance Sheet

Bank loans & overdrafts£27.7M
Assets less current liabilities£27.7M
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent Ratio
20242.26

Derived from filed accounts. Not audited figures.