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Schofield Money Advice Limited

14570667

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

Harlow Court Cardale Park, Otley Road, Harrogate, HG3 1PU
Incorporated 04/01/2023

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 03/01/2026

Due 17/01/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Liam John Healy

director · Since 04/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 5 other boards

Mr James William Schofield

director · Since 04/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 36

Also on 5 other boards

Robert Schofield

director · Since 04/01/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Liam John Healy

director · Since 04/01/2023

British · England · Age 38

James William Schofield

director · Since 04/01/2023

British · England · Age 36

Robert Schofield

director · Since 04/01/2023

British · United Kingdom · Age 64

Persons with Significant Control

Schofield Money Limited

75–100% shares
75–100% votes
Appoint directors

Harlow Court Cardale Park, Otley Road, Harrogate, HG3 1PU

Reg: 05168310 · Uk · Private Limited Company

Notified 04/01/2023

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 02/04/2026Registered 07/04/2026
Charge
outstanding

LLOYDS BANK PLC

Created 28/04/2023Registered 04/05/2023
Charge
satisfied

LLOYDS BANK PLC

Created 28/04/2023Registered 04/05/2023Satisfied 13/04/2026

Change History

statusactive
2026-06-18

Active

typeltd
2026-06-18

Private Limited Company

address line1Harlow Court Cardale Park
2026-06-18

HARLOW COURT CARDALE PARK

post townHarrogate
2026-06-18

HARROGATE

CompanyRankvs 20745+ SIC 64999 peers
20

Financial strength28th percentile among SIC peers · 7/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£100

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£455k

Working capital

Current Assets

£1k

Current Liabilities

£456k

Fixed Assets

£455k

0avg. employees

Balance Sheet

Assets less current liabilities£100
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.00
20240.00

Derived from filed accounts. Not audited figures.