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Sme Commercial Finance Limited

14602703

active
ltd
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

18 The Bridge Business Centre, Beresford Way, Chesterfield, S41 9FG
Incorporated 18/01/2023

Compliance

Last accounts

31/01/2025

dormant

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 08/05/2026

Due 22/05/2027

On track

Industry

82912
82912

Officers

Mr Richard William Marlow

director · Since 18/01/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 13 other boards

Mr Keith Robin Cottam

director · Since 18/01/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 64

Keith Robin Cottam

director · Since 18/01/2023

British · England · Age 64

Richard William Marlow

director · Since 18/01/2023

British · England · Age 57

Persons with Significant Control

Keith Robin Cottam

25–50% shares
25–50% votes

British · England · Age 64

18, The Bridge Business Centre, Chesterfield, S41 9FG

Notified 18/01/2023

Mr Richard William Marlow

25–50% shares
25–50% votes

British · England · Age 57

18, The Bridge Business Centre, Chesterfield, S41 9FG

Notified 18/01/2023

Charges1 outstanding

Charge
outstanding

ALLICA FINANCIAL SERVICES LIMITED

Created 26/03/2025Registered 01/04/2025

Change History

statusactive
2026-06-23

Active

typeltd
2026-06-23

Private Limited Company

address line118 The Bridge Business Centre
2026-06-23

18 THE BRIDGE BUSINESS CENTRE

post townChesterfield
2026-06-23

CHESTERFIELD

sic codes82912
2026-06-23

99999

CompanyRankvs 15+ SIC 82912 peers
9

Financial strengthNo net worth data · 0/25
EmployeesNo employee data · 0/15
LiquidityNo balance sheet data · 0/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£100

Balance sheet strength

Cash

£100

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

Signed by Keith Robin COTTAMPrepared with CCH Company Secretarial by Wolters Kluwer