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Cartan Trade Uk Limited

14612150

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

128 CITY ROAD, LONDON, EC1V 2NX
Incorporated 23/01/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mr Matthew Wells

director · Since 23/01/2023

INSURANCE HEAD

BRITISH · UNITED KINGDOM · Age 51

Sebastien Marc Andre Guidoni

director · Since 13/03/2026

FRENCH · FRANCE · Age 51

Persons with Significant Control

Scor Se

Significant control

5 Avenue Kléber 75795 Paris Cedex 16, France, 5 Avenue Kléber 75795, Paris

Reg: 562 033 357 · Registre Du Commerce Et Des Sociétés · Public Limited-Liability Company

Notified 23/01/2023

Intact Financial Corporation

75–100% shares

Suite 1500-A (Legal), 700 University Avenue, Toronto, M5G 0A1

Reg: 4273974 · Canada'S Business Registries · Corporation

Notified 24/10/2025

Former PSCs

Mr Matthew Wells

Ceased 23/01/2023

Cartan Trade France

Ceased 23/01/2023

CompanyRankvs 1862+ SIC 65120 peers
26

Financial strength0th percentile among SIC peers · 0/25
Employees73th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.55× · 6/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

as the shareholder, aims to maintain a capital structure that enables its subsidiaries to achieve their strategic objectives and daily operational needs, to safeguard the ability to continue as a going concern and to meet current obligations. Cartan Trade France SAS has confirmed that it will provide its subsidiaries with financial support to ensure the continuity of its business activities for a

Key FinancialsYear ending 31/12/2025

Net Worth

-£2.1M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

-£2.1M

Working capital

Current Assets

£2.6M

Current Liabilities

£4.7M

Debtors

£1.3M

5avg. employees+1

Balance Sheet

Assets less current liabilities-£2.1M
Prepared with Caseware UK (AP4) 2025.0.111

EstimatesDerived

YearCurrent RatioImplied Profit
20250.55-£400k
20240.52-£1.4M
20230.01

Derived from filed accounts. Not audited figures.