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Sme Financial Services Ltd

14746806

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Suite 5, The Cloisters 12 George Road, Edgbaston, Birmingham, B15 1NP
Incorporated 21/03/2023

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 03/04/2026

Due 17/04/2027

On track

Industry

64999
Other financial service activities

Officers

Ms Amina Hussain

director · Since 21/03/2023

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 5 other boards

Mr Brendan Dharshan Pooni

director · Since 03/04/2023

DIRECTOR

BRITISH · ENGLAND · Age 28

Also on 4 other boards

Amina Hussain

director · Since 21/03/2023

British · England · Age 45

Brendan Dharshan Pooni

director · Since 03/04/2023

British · England · Age 28

Persons with Significant Control

Ms Amina Hussain

75–100% shares
75–100% votes

British · England · Age 45

Suite 5, The Cloisters, 12 George Road, Birmingham, B15 1NP

Notified 21/03/2023

Mr Brendan Dharshan Pooni

Significant control

British · England · Age 28

Suite 5, The Cloisters, 12 George Road, Birmingham, B15 1NP

Notified 03/04/2023

Change History

statusactive
2026-07-09

Active

typeltd
2026-07-09

Private Limited Company

address line1Suite 5, The Cloisters 12 George Road
2026-07-09

SUITE 5, THE CLOISTERS 12 GEORGE ROAD

post townBirmingham
2026-07-09

BIRMINGHAM

CompanyRankvs 7948+ SIC 64999 peers
62

Financial strength54th percentile among SIC peers · 14/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 9.88× · 20/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£7k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£10k

Current Liabilities

£1k

Fixed Assets

-£2k

2avg. employees+1

Balance Sheet

Assets less current liabilities£7k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent Ratio
20259.88
2024-3.87

Derived from filed accounts. Not audited figures.